See the financial ripple effects of planned operational changes, before you implement them. So you can make decisions with confidence.
Use our Mortgage Value Chain Management applications to understand how future changes in business drivers — volume by product, margins, underwriter productivity or servicing retention, for example — affect total financial value. Gain the power of a holistic financial model that allows you to conduct robust analyses across cost centers, products, channels, and your entire company.
• Manage value at every step of the mortgage manufacturing process from application to settlement to service.
• Model strategic plans in Riivos to see expected results before spending time and money and leaving outcomes to chance.
• Compare actual results to your plan, or to industry benchmarks.
• Prepare for stress testing requirements and ongoing agency requests with past, present and projected future key metrics.
Make informed decisions with the help of Riivos scenarios that show you financial outcomes as you fine-tune your business drivers:
Run scenarios to understand the financial relationship between margin and volume, and find the optimal balance for each product, channel and cost center.
View the impact of different portfolio sizes and content on cash and income, in various market conditions.
Understand how the implementation of new digital tools for borrower collaboration, back office, or 3rd party collaboration are likely to affect cash, operations, productivity and volume.
Make informed decisions along each step and within each cost center in the value chain.