A division of Riivos Inc.

Become a high performance mortgage business

Mortgage Pricing


Mortgage Pricing provides capital markets teams — both banks and non-banks — the ability to optimize their pricing strategy. You can run sensitivity analysis on existing and new programs, so users can evaluate the impact on the entire organization through different pricing strategies.


How Mortgage Pricing benefits your business


Easy to access


Cloud-based software delivered to any device at any time.


Industry expertise


Built and implemented by mortgage industry veterans and experts.


Run various scenarios


Powerful visualizations that drive precise, real-time pricing decisions.


Understand the impact of your strategy


Ability to run profitability analysis on product pricing strategies.


Users

  • C-level Executives
  • Capital Markets Teams

Key features

  1. Integrate with LOS and capital markets providers
  2. Compare pricing strategy side by side
  3. Easy-to-use dashboards
  4. History manager

Case study

“With Riivos Mortgage Pricing, our capital markets team can now see the impact of pricing changes on the bottom line of the business, not just on revenue. We have now optimized our pricing strategy throughout our channels.”

– CEO, Independent Mortgage Bank

Customer

  • Independent Mortgage Bank
  • $8bn Originations
  • 235 Retail branches
  • 20 States
  • 800 Loan Programs
  • 100 Loan Tranches
  • 13 Tranche Families
  • Goal: Optimize pricing strategy

Challenge

  • Need to evaluate impact of pricing changes on the entire business
  • No easy way for capital markets to create pricing scenarios to navigate changing markets
  • Spreadsheets for margin management are difficult to maintain and not capable of scaling
  • No way to document all pricing changes and disseminate throughout the organization

Solution

  • Mortgage Pricing
  • Integration of data sources: GL, LOS, Cap Markets
  • Side-by-side analysis of scenarios to optimize pricing decisions

Value creation

  • Ability to optimize pricing for all the loan programs
  • A system of record for pricing
  • Increased gain on sale by 27 bps
  • Provided visibility to the CEO, CFO and capital markets team